Mr Thomas, age 64, was nearing his normal retirement age of 65 and wanted to shop around for the best annuity deal on the open market. He had a pension plan with Zurich. Zurich only provided annuity quotes from one company (Legal and General). As an Independent Financial Adviser, Simply Retirement Ltd researched the annuity market and obtained a higher annuity rate from Partnership. Mr Thomas increased his pension income because he smoked cigarettes and a heart disorder; he had an irregular heart beat, an enlarged ventricle and had vascular disease. We also used his height, weight, alcohol consumption and occupation to make enquiries about the enhanced annuity rate.
Mr Thomas stated:-
‘Although changing my contact at an early stage in the procedure, everything went smoothly. In particular I appreciated one personal contact at Simply Retirement. I have thanked Nicola Badham via email. Please pass on my sincere thanks for her assistance.’